Xmas Saver
Enjoy the season stress-free
Our Xmas Saver account is designed to offer you a secure and organised way to prepare for the festive season. You can save up to £50 monthly from starting as early as January and earn 7% per annum bonus on your savings balance. The bonus is calculated and added monthly so you can see how your funds grow. This account encourages you to start saving for Xmas, so you can ease the holiday expense and enjoy the season stress-free.
Start saving today! It all adds to something good.
| Months | Monthly deposits | Total bonus earned | Total balance |
| January - October | £50 | £15.82 | £515.82 |
| January - October | £30 | £9.49 | £309.49 |
| January - October | £20 | £6.33 | £206.33 |
The table shows the bonus payout at the end of the XMAS Saver term in November 2025. The bonus is based on regular payments of the stated amount per month and no withdrawals.
The bonus is calculated each month on the balance at that point, equivalent to a 7% per annum interest rate. For further information, please contact us via email.
The bonus and savings deposit for this year will be available for withdrawal from 10 November 2025.
Core benefits of Xmas Saver
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Stress-free holidays
Save regularly throughout the year and create a stress-free holiday fund .
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Attractive bonus
Earn an attractive bonus of 7% annually on your savings balance.
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Open to all members 18+
Open to all members who are 18+ giving everyone the chance to begin their savings journey.
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Flexibility with withdrawals
Access your savings when needed, with up to three withdrawals allowed.
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Simple, secure & protected
Your savings are safeguarded under the Financial Services Compensation Scheme (FSCS) up to £85000 in case of any unexpected financial troubles.
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Online services
Easy to manage your account through our user-friendly App.
Core information
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Terms & Conditions
Only available to members of Acorn Community Bank.
Any amount over £50 deposited per month will be transferred into your main savings account.
Up to 3 withdrawals allowed from January until October.
Account will be closed on the 4th withdrawal.
Only one Xmas Saver can be opened in a year.
Members whose loan is in arrears cannot open a Xmas Saver.
Offer limited to the first 100 accounts. Once fully subscribed, no further applications will be accepted. The last date to open an Xmas Saver is June 20th 2025.
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Product Features
Available to all Acorn members 18 years and over.
Account can be opened by completing a form or can be requested in branch / over call / email.
Account can be managed via our online Acorn App.
All savings are protected under the FSCS scheme.
The account will be closed and all balances will be transferred to your main shares account by 10th November 2025.
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Product Information
Deposits can be made via standing order, bank transfer or benefits deductions.
3 withdrawals are allowed during the account term. Bonus will be forfeited in the event of a 4th withdrawal.
A bonus will be calculated and paid monthly into the Xmas Saver account, equivalent to 7% annum bonus.
Why save with Acorn?
At Acorn, we prioritise building financial stability for all our members through regular saving.
- Your savings are ethically invested and directly support your local community.
- FSCS guarantee means your savings enjoy protection up to £85000.
- When Acorn makes a profit, your savings earn dividends.
- By saving you build a relationship with us, making it easier to access loans when needed.
- You can conveniently receive benefits like Child Benefit, Universal Credit, or PIP into your account, simplifying your income all under one place.
- Our app and online services give you easy access to your funds.
Start saving with Acorn Community Bank today, contribute to your financial stability and support your local community.
If you’re looking for extra financial support beyond your savings or need help managing unexpected expenses or planned costs, explore our ethical and affordable loan options.
To learn more about how Acorn Community Bank supports you on your journey to financial well-being, explore our Support Area.
Deposits
To make a deposit into your Xmas Saver, simply set up a standing order or make a bank transfer. If your CHB comes directly to us, you can request deductions from there directly via email. Below are the details you will need:
Account Name:
Wiltshire and Swindon Credit Union Ltd (Trading as Acorn Community Bank)
Account Number:
04242184
Sort Code:
30-97-41
Please make sure that your payment has a bank reference ‘Xmas 1234’, (1234 being your Acorn membership number)
If you are not already a member, join Acorn Community Bank today and start saving.
If this is not quite the savings option for your financial needs. Visit our main savings page to explore options tailored to suit you. If you’d like to discuss your needs, our friendly team is here to help—just email us at office@acorncb.co.uk.
Apply for Xmas Saver
If you’re not already a member
App download
Managing your finances should be simple and accessible. Our user-friendly Acorn mobile app puts you in control.
1. Easy account management:
You can access and manage your account from the comfort of your home. Check your savings balance and transfer money between your savings account on the go.
2. Quick withdrawal:
Online withdrawal requests made via the app are processed faster than traditional phone or paper requests.
3. Enhanced security:
The Acorn app is equipped with PIN protection, ensuring your information remains safe and secure.
With the Acorn App, you can enjoy a convenient and secure way to manage your savings and take control of your finances. Download the Acorn app today and experience the convenience of banking at your fingertips.