Ethical banking for a financially stronger you

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Acorn Community Bank is your trusted credit union, committed to ethical banking, affordable loans and secure savings. We’re here to support individuals, families, and our wider community.  

Our mission is to boost financial wellbeing, uphold community values and deliver financial services that genuinely help our members.

We follow the same rules as other high street banks, but unlike them, we operate as a cooperative. As a member-owned credit union, we reinvest profits to benefit our community, offering inclusive and supportive financial services.

If you live or work in Wiltshire, Berkshire, Buckinghamshire, or Oxfordshire, join us! We’re here to support your financial journey with services designed to empower you and strengthen our local community.

  • Our Savings

    Grow your savings and build your resilience at Acorn

    Save with us and enjoy a secure, community-focused and ethical approach to saving. Our savings accounts are designed to empower you, whether you’re starting small or building big dreams. Every pound you save supports your financial future. But there’s more to it. It also helps make your community stronger by supporting everyone’s financial health.

    With Acorn, you’re contributing to a cooperative effort that prioritises people over profit.

    Join us and start saving today. Make a positive impact while securing your tomorrow.

  • Our Loans

    Affordable loans tailored for your needs

    We believe in providing ethical lending that prioritise your financial wellbeing. Our affordable loans from £500 to £15,000 are fair, clear and inclusive. They’re here to help you when you really need it, whether it’s for an emergency or to reach a big goal.

    We encourage saving while borrowing. With every loan repayment, a small portion is set aside to grow your personal savings. By the time your loan is repaid, you’ll have built a valuable savings pot to support your financial future.

    Our loans come with no hidden fees and affordable repayments. Everybody in our community deserves access to responsible financial services that work for them.   Join us today and experience banking that truly cares about you and your goals.

Plan, save and thrive

At Acorn we’re here to guide and support you at every stage of your financial journey. We get that everyone’s financial situation is different, so we offer personalised advice and resources that really fit your needs.

Manage your money effectively, from budgeting tips to guidance on responsible borrowing. Use our benefits calculator, debt support information, and access to community programmes such as healthy start. Whether you’re saving for the future or going through difficult financial times, we are committed to providing the tools you need to succeed.

At Acorn, we’re all about boosting your financial strength and sticking with you through thick and thin. Let’s team up to hit your financial targets and lock in a stable future.

See the benefits

Why join the Acorn family?

Become a member and unlock benefits designed to support your financial journey. But the best thing about being a member? It’s feeling like you’re a part of a community that really cares about your financial health. With Acorn, you’re family. And your financial future is our top priority.

  • Ethical practices

    When you bank with Acorn, you’re choosing a bank that stands for integrity and fairness. We make sure everyone has access to responsible financial services, no matter how much you’re saving or borrowing.

  • Affordable loans

    Acorn offers affordable loans tailored to your budget, from small amounts for unexpected costs to larger sums for big goals. Our rates are always fair, and we’re committed to making sure everyone has access to the financial help they need

  • Secure savings

    With Acorn, your savings are protected and grow safely. We offer secure, ethical savings accounts that help you reach your financial goals, whether you’re saving a little or a lot. You can rely on us to support your journey toward long-term financial security.

  • Personalised support

    We understand everyone’s financial needs are different. That’s why we offer tailored advice and guidance to help you manage your budget, save and reduce debt. Our team is always here to provide the support you need to achieve your financial goals.

  • Community focussed

    Reinvesting in the local community drives growth and improves lives. As a member, your money works to support and strengthen the very community you live in. We focus on building a resilient, thriving environment by providing financial services that directly benefit local people.

Join Acorn in a few simple steps

  • 1

    Check your 
eligibility

    Use our postcode checker to confirm that you live or work in our common bond – Wiltshire, Berkshire, Buckinghamshire or Oxfordshire.

  • 2

    Provide 
verification

    Simply submit your ID and proof of address when we ask during your application.

  • 3

    Join a community that cares

    Once approved, you can start your Acorn journey, by saving whenever you can and borrowing responsibly when needed.

 At Acorn, we believe in people helping people. Whether you’re looking for secure savings, affordable loans, or a place that values your financial wellbeing, Acorn offers a safe and ethical banking option for all your needs. Join today and start managing your money the smart and stress-free way.

Join us

  • “I have been a customer with Acorn community bank for 20 years, they have always been very professional, very polite and interested in me. I have always been more than satisfied with the service I have received.”

    Chris – ⭐⭐⭐⭐⭐

  • “I have always struggled to save money in the past, but Acorn has made that easy for me.”

    Sandie – ⭐⭐⭐⭐⭐

  • “Easy access to your savings. Great customer service. They are always helpful and polite. When needing a loan, they are always quick to respond.”

    Jasmine – ⭐⭐⭐⭐⭐

  • “Acorn enables me to save monthly so that I can support people in the community, who may need a little help. It is easy to organise, and I know my money will be safe.”

    Keith – ⭐⭐⭐⭐⭐

  • “The back-office support goes beyond expectations. There was a time when I called them because I could not make a withdrawal after logging in. It was simply because I had not logged in for a long time. I was immediately assisted to make the withdrawal.”

    Aggay – ⭐⭐⭐⭐⭐

  • “Excellent service, kind, friendly and efficient staff. I have used for savings and loans for over 10 years and trust them completely.”

    Debbie – ⭐⭐⭐⭐⭐

  • “Love this credit union. Has great and unique savings products on offer that stand out from all other savings providers. Particularly for those who can only save modest amounts. Hopefully Acorn continues with offering these different and innovative savings products and add even more!”

    Richard – ⭐⭐⭐⭐⭐

  • “Acorn is so supportive of savers introducing very sensible initiatives e.g. School uniform savings, Christmas savings all very important to us. Very fast to answer queries, deal with any request and always professional and generous with their time and advice.”

    Patricia – ⭐⭐⭐⭐⭐

Banking at your fingertips with our mobile app

Our Mobile banking app offers you the flexibility and convenience to manage your finances securely, anytime and anywhere with just a few clicks.  The app offers a secure and user-friendly design allowing you to:

  1. Check your savings and loan balances
  2. Move money between accounts
  3. Request withdrawals
  4. Apply for loans
  5. Stay updated with latest news

Download now for secure and seamless banking that empowers you to take control of your financial future!

Stay in the know with our blog

Stay informed and support your financial journey. Discover helpful tips, expert advice and the latest updates from Acorn.

Explore articles on money-saving tips, economic changes and simple hacks like smarter Christmas shopping or keeping kids busy during school breaks.

Stay updated on new launches, changes and how we’re here to support your financial wellbeing.

Got ideas for topics? Email us at office@acorncb.co.uk  we’d love to hear from you!

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