Start Now, Stress Less in the future: Your Simple & Smart Guide to a Very Merry Christmas
Christmas might feel far away, but planning early can make the holiday season stress-free, affordable, and more enjoyable. As December approaches, expenses start to pile up – form gifts and food to school events and family celebrations. This year start your planning early with simple yet effective Christmas saving tips.
By starting your festive savings today, you can take control of you money, avoid last-minute panic, and enjoy a Christmas filled with joy instead of stress.
Here are our 3 simple and practical ideas to help you get started.
- Set a weekly Savings Goal -Even small amounts add up quickly! Start saving just £5 a week today, and by mid-December, you’ll have saved over £70. Increase it to £10 a week if you can manage and you’ll have £140 ready in your Christmas fund.
- Set up a separate savings pot via the Acorn App to make saving effortless.
- Give your pot a name, like “Festive Fund”, set yourself a goal and track your progress in real time.
- Automate your savings so they’re out of sight and harder to dip into.
- Download the App
- Create a Simple Gift List – Knowing your total expected spend helps you to plan and avoid panic buys in December.
- Write down who you want to buy for and set a realistic budget for each person.
- Start looking for discounts, offers and deals ahead of time.
- Consider personal, low-cost gifts like homemade bakes, handmade crafts, or shared experiences. These not only save money but make your gifts more meaningful.
- Boost your savings with our Special Savers – Want your festive fund to work harder? Our Savers do more than just grow your money, they can give you a chance of winning too. Both accounts are designed to encourage healthy savings habits while giving your festive fund a little extra boost .Click below to learn more.
Why Early Saving Matters?
Christmas is a happy time for all, however it can be one of the most expensive times of the year. Planning ahead can help reduce financial stress, reduce the need to borrow and give you peace of mind knowing you’re in control. Bit by Bit saving now means a merrier and happier festive season later.
Hear from our members
“I usually struggle to budget for Christmas, but Acorn makes it easy. Saving small amounts regularly really added up, and the bonus gave me extra breathing room.” -Amy H, Member since 2020.
“Thanks to Acorn’s Xmas Saver, I started saving early and didn’t need a loan. By December, I had everything ready for gifts and food -stress-free!” – George W, Member since 2023.
“Acorn’s Xmas Saver gave me the structure I needed to plan ahead. Knowing my savings were locked away meant I didn’t dip into them. When November comes, I will be ready and it feels amazing!.“ – Samantha K Member since 2019.
Need Extra Support? We’re here to Help
At Acorn we understand that everyone’s financial journey is different. Where some members would find it easy to plan and save in advance for Christmas, others may need some extra support. If saving alone isn’t enough for you, our fair and affordable loans can give you the support you need – helping you manage Christmas without unnecessary pressure.
Start Today & Stress Less
The earlier you start, the easier Christmas becomes. Whether you choose to save little by little, open a PrizeSaver, Surplus Saver to plan ahead, Future you will thank you for the gift of a stress free Christmas.