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Acorn Community Bank Special Giveaway

Start savings early this year and build a magical savings pot in time for the holiday season. A gift from your past self to your future. This account is flexible, and you can make regular deposit up to a maximum of £50 per month and earn a monthly bonus on your account balance equivalent to a 12% annual interest rate.


Make regular deposits from Jan – Oct up to a maximum of £50 per month


Receive a bonus on your savings balance equivalent to 12% annual interest. Bonus will be calculated and added monthly.

To open a Xmas Saver Club Account, you must be an existing member of the credit union. If you are already a member, please complete the below form to open the Xmas Saver.

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If you are not already a member join Acorn Community Bank today.

Product Information

  • Available to all members who are 18 years old and above.
  • Deposits into the account will have to be made by a standing order or a bank transfer.
  • A bonus will be calculated and paid monthly into the account, equivalent to 12% annual interest
  • Access to the account is available through online banking app.
  • All Savings are protected under the FSCS scheme


  • Members can deposit up to a maximum of £50 each month from January  to October 2024.
  • 3 Withdrawals are allowed and can be requested via online banking or by calling the office.
  • The account will be closed, and all balances will be transferred to your main shares account by 10th November 2024.
  • Account Balance is not eligible for Annual dividend.

T & C’s

  • Only available to members of Acorn Community Bank
  • Any amount over £50 deposited per month will be transferred into your main savings account.
  • Members will have to nominate a beneficiary for this account.
  • Account will be closed if more than 3 withdrawals have been made and funds will be transferred to your main shares account.
  • Members whose loan is currently in arrears, not eligible to open the XMAS Saver account.
  • Offer limited to the first 200 accounts. Once fully subscribed, no further application will be accepted. The last date to open an XMAS Saver is June 20th 2024

This scheme is funded by the England Illegal Money Lending Team (IMLT). The money you receive as bonus has been recovered from the illegal activities of loan sharks, who create debt misery for many people in our communities. If you would like to find out more about the activities of the team, or if you would like to (anonymously) report a loan shark, please visit their website at Stop Loan Sharks.


To make a deposit into your XMAS SAVER please set up a standing order or make a bank transfer, below are the details you will need:

Wiltshire and Swindon Credit Union Ltd (Trading Name for Acorn Community Bank)

Account number 04242184

Sort code 30-97-41

Please make sure that your payment has a bank reference ‘Xmas1234’ ,(1234 being your Acorn membership number)

MonthMonthly DepositsTotal Bonus EarnedFinal Balance
Jan – Oct£50£26.85£526.85
Jan – Oct£30£16.11£316.11
Jan – Oct£20£10.74£210.74
The table shows the bonus payout at the end of the XMAS Saver term in November 2024. The above bonus is based on regular payments of the stated amount per month and no withdrawals until 31st Oct 2024.

The bonus is calculated each month on the balance at that point, equivalent to a 12% per annum interest rate. For further information, please contact us via Email.